Checking Accounts
Show your pride, grow your balance, or keep it simple. EMUCU's checking options are designed to match your lifestyle, with no monthly fees and exclusive debit card designs you won't find anywhere else.
Not sure what to choose? Let us help.
Eagle Checking
- Gain Access to Exclusive Benefits & Events
- No Monthly Fee or Minimum Deposit
- Nationwide Fee-Free ATM Access
- Overdraft Protection Option
Related Resources
FAQs
We make it simple to bring your high-interest debt home to EMUCU. When you are ready to learn how to do a balance transfer, you will simply need the account information and the current balance(s) of the card(s) you wish to move. Once you provide those details, we take care of the rest by paying off your external accounts and moving those balances to your EMUCU Visa® with zero transfer fees.
A balance transfer is a financial tool that allows you to pay off debt from a high-interest credit card at another institution to a card with a lower interest rate, such as an EMUCU Visa®. By doing this, you can pay high-interest charges and ensure that more of your monthly payment goes toward reducing your actual balance. It is a strategic way to consolidate multiple payments into one and give your monthly budget the breathing room it needs to reach your financial goals faster.
No. At EMUCU, we never charge a balance transfer fee. This is a benefit for our members, not just a seasonal promo.
After your 6-month 0.00% APR period ends, any remaining balance will transition to a competitive standard APR (currently 8.99% to 18.99% based on creditworthiness and card type).
This offer is specifically for balances held at other financial institutions to help you consolidate external debt into your credit union membership.